BAP site syndication http://www.cgriffithrealestate.com 2012-02-22T11:54:33+01:00 http://www.cgriffithrealestate.com http://www.cgriffithrealestate.com/images/M_images/ text/html 2012-02-20T16:17:26+01:00 http://www.cgriffithrealestate.com http://www.cgriffithrealestate.com/general-content/lakeland-tn-38002-real-estate-expert-chris-griffith-tells-you-about-mold.html Lakeland, TN 38002 Real Estate Expert Chris Griffith Tells You About Mold – A Common Health Problem Which Can Affect Homeowners. When you check out Lakeland, TN area homes you should naturally take a look at the building itself and carefully examine it. However, certain things such as mold, can often be undetectable to the naked eye. Homeowners in any area can have problems with mold and mildew. A lot of homeowners think that they would not be affected by these problems as they do not have moisture in their homes. In a lot of cases, the problem occurs in an area that is hidden from view. If it is not addressed quickly it can rapidly spread and become a major headache for the homeowner. In order for mold and mildew to grow, there needs to be a constant presence of moisture in the area. Molds grow by digesting moisture and produce microscopic spores which are undetectable in the air until they land on a damp area and start to grow. While there are no ways that will guarantee that your house is going to be completely free of mold, you can control the moisture levels to prevent an infestation of mold. The problems posed by mold and mildew are not all about affecting your home's structure. It can also affect the health of the occupants, particularly children and senior citizens. It can also be especially dangerous to people who have breathing related illnesses such as asthma. It is important to act immediately in the event that you discover a leak in your home. Repairs should be performed within 2 days at the most in order to prevent the growth and spread of mold. Any areas that are infested should go through a thorough cleaning with either a special detergent or simply bleach and water. Make sure that you dry up all the water used during cleaning once the area was completely scrubbed of any mold. However, if some material was damaged so badly that it cannot be cleaned, it should then be replaced. If you have a serious problem with mold in your home, don't hesitate to call a professional. There are companies which specialize in removing mold and preventing it from reappearing in your home again. If you want more information on how to better protect yourself when buying a home in Lakeland,Arlington,Collerville,Germantown, Eads and surrounding area(s) of Tennesee, contact local real estate expert Chris Griffith with First National Realty at 901-461-5590 today! text/html 2012-02-20T15:51:56+01:00 http://www.cgriffithrealestate.com http://www.cgriffithrealestate.com/buyer-information-pages/lakeland-tn-38002-real-estate-professional-chris-griffith-discusses-ways-to-finance-rehab-properties-in-lakeland-tn.html Lakeland, TN 38002 Real Estate professional Chris Griffith Discusses Ways to Finance Rehab Properties in Lakeland, TN You need to interview multiple brokers rather than just using the first one you come across. It is the same as choosing any other expert. Call around the Lakeland, TN area to make sure you are getting exactly what you need.It is much more difficult to get traditional financing for these properties because they are looked at a little different than a primary residence.When you use fixers you can begin by getting a hold of mortgage brokers that do traditional financing, although your best chance is probably a hard money lender or a mortgage broker that has access to hard money lenders.You can check our local newspaper for the Lakeland, TN (Shelby County) area, for people seeking hard money lenders or investment property financiers. You may find them by looking for classifieds under financing or mortgages or by asking their real estate agent.Hard money lenders are much more flexible. For example, while most banks look at the current estimated value to determine how much money they will loan, hard money lenders will look at the projected value after repairs to determine the amount of money they will loan.You may even find that it is the bank loan officer in Lakeland, TN that knows the procedures to follow and how to find the right people to assist you in obtaining acceptable financing for your investment property.Traditional financing is much cheaper than getting a hard money loan. Interest rates average between 12-16% with a possible 3 to 5 point deposit.Why would anyone pay these rates? Well, the major benefit is that they will lend more money than a traditional lender and approve more properties.Make sure you include them in your purchase and holding costs so that you end up with the profits you are looking for on the property after all is said and done and you simply look at the costs of hard money loans as a cost of doing business.In order to qualify for your very first loan in Profile.market is your toughest. Once you do it once or twice it will become much easier. Contact Lakeland, TN 38002 Real Estate Expert Chris Griffith for contact(s) and free information at 901-461-5590 or visit: www.CGriffithRealEstate.com (http://www.CGriffithRealEstate.com) text/html 2012-02-20T15:14:03+01:00 http://www.cgriffithrealestate.com http://www.cgriffithrealestate.com/buyer-information-pages/which-house-is-the-right-house-tips-from-lakeland-or-arlington-tn-38002-real-estate-expert-chris-griffith.html Which House Is The Right House? Tips From Lakeland or Arlington, TN 38002 Real Estate Expert Chris Griffith When you are looking to buy a home in Tennessee there are certain things that you are looking for. For instance, it may need to have a large kitchen or a yard big enough for the kids. So what happens when you find more than one home with everything you want? First, you have to understand that you will find the right house in good time. You cannot rush it or you may suffer the possibility that you chose in haste. You just have to remember when you find it you will know. As soon as you walk in the front door it will have your full attention and you won't want to leave. If you have to talk yourself into a home then it is the wrong one. You have to weigh all of the features of a home in order for it to be in the running. Location should have been determined before you even looked so it is going to come down to features. You have to be able to see yourself turning into the driveway every night. So how do you eliminate some of the choices? The best way to do this is take out a piece of paper and write the good and bad qualities of each home. Having good notes and pictures helps considerably. This may take awhile and you want the input of everyone that will be living there. Some people notice features that others may have overlooked. You may have to see several of the Lakeland or Arlington, TN homes again to compare, but that's okay. This is a very important decision and one that cannot be taken lightly. In fact, it will help you look for more details that may have been missed before. Schools are a big deciding factor as are neighborhoods. You have to think of resale value and both of these are key issues. The last item that may decide for you, if it is that close, is the commute. A farther drive may actually be worth it in the end if a house really is "the one". To find the next perfect home for you, contact Lakeland and Arlington, TN real estate professional Chris Griffith with First National Realty at 901-461-5590. Visit www.CGriffithRealEstate.com (http://www.CGriffithRealEstate.com) text/html 2012-01-19T15:10:04+01:00 http://www.cgriffithrealestate.com http://www.cgriffithrealestate.com/general-content/real-estate-investing-expert-chris-griffiths-guide-to-investing-in-lakeland-and-arlington-tn-38002-real-estate.html Real Estate Investing Expert Chris Griffith's Guide to Investing in Lakeland and Arlington, TN 38002 Real Estate Investing in Lakeland or Arlington, TN can be a very profitable business for the wise investor. Unfortunately, you can also lose a lot of money in Lakeland or Arlington, TN real estate if you don't know what you're doing. In this article, I'll go over several tips to help you ensure a profitable investing career in the Lakeland or Arlington, TN real estate market.Pick a SpecialtyWhen you're going in to real estate investing in Lakeland or Arlington, TN, you'll likely find that there's an overwhelming amount of available information on all kinds of investing tactics.Rather than specializing in being " Lakeland or Arlington, TN real estate investor," pick something more specific. Perhaps you'll specialize in small apartments. Perhaps you'll specialize in buying foreclosures. Perhaps you'll specialize in fixing houses.Whatever the case may be, pick a specialty and learn everything you can about that tactic. You're much more likely to success that way.Know Your TaxesTaxes are often a big "gotcha" for investors. To start, it's important to learn as much about Lakeland and Arlington, TN tax laws as you can. Have an accountant you can rely on and educate yourself in the various ways you can work with the tax laws to reduce your taxes.Understand how taxes will impact your bottom line. Realize also that taxes change over the years. When you choose a Lakeland or Arlington, TN property, it's important to choose a property that will be profitable even if the tax codes change.Be Meticulous With Your InspectionsYou should always meticulously inspect your Lakeland or Arlington, TN properties before making a purchase. You shouldn't ever purchase a building before you've done a proper inspection.Many investors simply inspect the property by hand. However, it's usually a good investment to have your property looked at by a professional before making your purchase.Know Your Rent, Utilities and Maintenance CostsCashflow is something that you must be very careful with. If you're working with a thin margin, things like vacancies and unexpected maintenance can easily put you in the red zone.It's important when you're calculating your investment to factor in vacancies and maintenance costs. A good way to determine this is by looking at the building's past history. If there isn't a good record or if there isn't a reliable history to go back on, another way to help determine these costs is by looking at the costs of similar units in your area. Contact Real Estate Investing Expert Chris Griffith with First National Realty for questions or Free Real Estate Investing Information at 901-461-5590 or visit/email me at www.CGriffithRealEstate.com (http://www.CGriffithRealEstate.com) text/html 2012-01-09T15:00:23+01:00 http://www.cgriffithrealestate.com http://www.cgriffithrealestate.com/general-content/www.tnmemphis.com-mls-3207468-3707-vanderwood-dr.-memphis-tn-38128-available-for-sale-or-rent-sec.-8.html www.TNMemphis.com For Sale or Rent Section 8! This GREAT Home has Just What You Are Looking For To Call HOME TODAY!!MOVE IN READY!NEW PRICE!! PRICED TO SELL or Rent Section 8!! LP$69,900Great Family Neighborhood and Conveniently Located to Interstate(s) I-40 I-240 and Methodist North Hospital! This Spacious Home has 3 Bedrooms and 1 and a half Baths with 1 Attached Garage and Move-In-Ready! Formal Living Room, Dining Room, Den/Hearth Room, Laundry Room and Great Outdoor Patio is Perfect for Family Gatherings and also Includes an Outdoor Storage Building for Home Office or Play House. Updated Baths, Hardwood/Brick Flooring, Updated Fixtures, So MUCH MORE! Contact Chris for appointment/questions today 901-461-5590. NEW PRICE!! PRICED TO SELL or Rent Section 8!!